The double whammy of media-generated standard-of-living anxiety and debt pressure is enormously depressing. Not only do we have the tension of not reaching the lifestyle we set as our goal, we have the pressure of the debt we accumulated trying to get there. The debt makes us bitter and angry because we realize we played the part of a fool and deceived ourselves. Not only that, our relationships end up fractured.
- Patrick Morley, The Man in the Mirror, 33-34 (1997)
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